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Fit and Proper Assessments in Insurance training

Seven microlessons on fit and proper assessments under the FCA's FIT sourcebook: the three pillars, who needs assessing, evidence and checks, regulatory references and what happens when it goes wrong, with situational tests and a certificate of completion.

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Fit and Proper Assessments in Insurance (UK) course preview
7Short, TikTok-style microlessonsIn the browser or the iOS and Android apps

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  • 2Assessments
  • 7Microlessons
  • IncludedCertificate of completion
About this course

What the Fit and Proper Assessments in Insurance course covers

A fit and proper assessment is a judgment about trust, not paperwork, and the FCA treats it that way. This course explains fit and proper assessments for insurers, MGAs and brokers in seven microlessons. It covers the FIT sourcebook's three pillars, which senior managers, certified staff and non-executive directors need assessing and when, how to evidence each decision with criminal record, credit and conduct checks, how regulatory references work between firms, the consequences when certification is hollow, and how to build an honest, ongoing fit and proper culture.

Learning outcomes

What your people will be able to do

  • Apply the FCA's three-pillar fit and proper test to candidates
  • Assess honesty and integrity using criminal, regulatory and rehabilitation evidence
  • Assess competence and capability using qualifications, training records and performance history
  • Interpret credit checks and recognize enforcement risks and remediation duties
  • Build defensible fit and proper files and give SYSC 22 regulatory references covering six years
  • Use function-based mapping and trigger monitoring to find the roles that need assessing
Course contents

7 microlessons

Each microlesson is a short, TikTok-style video lesson, with knowledge checks along the way.

1Why Fit and Proper Assessments Matter
2What "Fit and Proper" Means: The FIT Sourcebook
3Who Needs an Assessment: Senior Managers and Certified Staff
4Evidencing Fitness and Propriety: Checks and Records
5Regulatory References Between Firms
6When It Goes Wrong: Consequences and Enforcement
7Roles, Responsibilities and Building a Fit and Proper Culture

  1. Why Fit and Proper Assessments Matter: What fit and proper means and who it reaches.
  2. What "Fit and Proper" Means: The FIT Sourcebook: The three pillars of the FIT sourcebook.
  3. Who Needs an Assessment: Senior Managers and Certified Staff: The roles in scope, timing and triggers.
  4. Evidencing Fitness and Propriety: Checks and Records: The checks behind each pillar and a defensible file.
  5. Regulatory References Between Firms: SYSC 22 references, the six-year lookback and follow-up.
  6. When It Goes Wrong: Consequences and Enforcement: Sanctions, remediation and reputational impact.
  7. Roles, Responsibilities and Building a Fit and Proper Culture: Who does what, triggers and a culture of disclosure.
A 5Mins certificate of completion for Fit and Proper Assessments in Insurance (UK), lying on a desk next to a laptop
Certificate

A certificate for every learner who completes it

Learners finish every microlesson and complete the assessments. 5Mins then issues a certificate of completion for Fit and Proper Assessments in Insurance (UK).

  • Certificates and e-signatures stored against each learner
  • Audit-ready records, ready whenever an auditor asks
  • Completion shows on the Compliance Dashboard in real time
Audience and regulation

Who it's for and the law it covers

Who it's for

  • HR, compliance and certification teams at insurers, MGAs and brokers
  • Line managers of certified staff
  • Senior managers and non-executive directors
  • Recruitment teams hiring into regulated roles

Laws covered

  • FCA Fit and Proper test (FIT sourcebook). Assesses honesty, integrity and reputation, competence and capability, and financial soundness.
  • Senior Managers and Certification Regime (SM&CR). Firms must assess senior managers and certified staff as fit and proper, at least once a year for certified staff.
  • SYSC 22 (regulatory references). Firms must request and give regulatory references covering the previous six years for senior manager, certified and non-executive director roles.
How it runs in 5Mins

Assign it once, then let 5Mins do the chasing

Every course in the 5Mins library runs on the same zero-admin engine.

  • EnrollAuto-enroll

    Enroll people automatically from your HR system, with 100+ HRIS platforms supported.

  • RemindReminders

    Nudges by email, Slack, Microsoft Teams and push until the course is done.

  • RepeatRecurrence

    Set the course to repeat, for example every 12 months, and 5Mins re-enrolls people for you.

  • CertifyCertificates

    Certificates and e-signatures are issued and stored for every completion.

  • ProveAudit-ready records

    See who is complete, at risk or overdue on the Compliance Dashboard, and prove it any time.

Customer stories

Compliance teams that swapped chasing for results

Compliance, HR and L&D leaders on what changed when they moved their training to 5Mins. Pick a team to see what changed.

ComplianceCompliance Training Insurance, 205 colleagues 100%

compliance completion and pass rate since go-live

  • ~1 day saved on each compliance course (HR estimate)
  • Automated reminders and reporting

Since go-live, our compliance completion and pass rates are 100%, and it's the quickest we've ever got there. Automated reminders and reporting save us about a day per course.

Laura ChappellLaura ChappellHR Director, Collingwood
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ComplianceCompliance Training Insurance and emergency accommodation 87%

less session time, from 2.5-3 hour sessions to modules of 25 minutes at most

  • 12 monthly sessions a year, up from 3-4
  • 95% content creation time saved

Our compliance sessions used to be two and a half to three hours in a room, and we could fit in three or four a year. Now we cover one topic a month, and I can see exactly what people are retaining.

Lucy WybornLucy WybornDirector of Learning and Development, ICAB
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ComplianceCompliance Training Legal services 80%

completion on mandatory training, up from 20%

  • Mobile microlessons finished between calls
  • Manager view of each team's progress

We were sitting at 20% completion on our mandatory training. We're now at 80%. People finish short lessons between calls, on mobile, and managers can see where their teams are, so chasing completion is no longer a one-person job.

Jamie WaltonJamie WaltonGroup Learning and Development Officer, Winn Solicitors
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ComplianceCompliance Training Fintech and digital banking On demand

training log showing who did what, when, and the pass rate

  • Any device phone or laptop, at their own pace
  • Rolling refreshers through the year

When I engage with the FCA, I can show that every team has had training tailored to their role, that it's up to date, and that it runs throughout the year, with a full log of who's done what.

Abdul GofurAbdul GofurHead of Compliance & Anti-Financial Crime, nsave
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Free course catalogues

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Free PDF catalogues to share with your compliance lead, your managers or your board.

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Financial services

Global Financial Compliance Catalogue

Specialized compliance training for financial services teams working across borders, covering AML, risk management, customer due diligence and international regulations.

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UK compliance

UK Compliance Catalogue

Built for UK organizations, covering GDPR, RIDDOR, Martyn's Law, employment law and the regulations your team needs day to day.

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Global Compliance Catalogue

Stay compliant across every market you operate in, with regulatory training covering GDPR, data protection, workplace safety and more.

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Your questions answered

Questions about Fit and Proper Assessments in Insurance training

How long is the Fit and Proper Assessments course?

It's made up of 7 microlessons, each under 5 minutes. Learners can finish it in one sitting or spread it over a few days, and 5Mins sends reminders until it is done.

Is there a certificate?

Yes. Learners get a certificate of completion once they finish every microlesson and the situational tests. The record is stored in 5Mins for audits.

What are the three pillars of fit and proper?

Honesty, integrity and reputation; competence and capability; and financial soundness. The second microlesson covers each pillar and the evidence that supports it.

Who needs a fit and proper assessment?

Senior managers, certified staff and non-executive directors, at appointment, at least annually for certification, and whenever something material changes. The third microlesson covers how to map the roles in scope.

Who should take this course?

HR, compliance and certification teams, line managers of certified staff, and the senior managers who sign off fit and proper decisions at insurers, MGAs and brokers.

Can I try the course first?

Yes. Request a free sample lesson and book a short demo with our team. After your demo, we'll share sample lessons with you so you can see the format for yourself.

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