How long is the CASS 15 course?

It's made up of 6 microlessons, each under 5 minutes. Learners can finish it in one sitting or spread it over a few days, and 5Mins sends reminders until it is done.

Is there a certificate?

Yes. Learners get a certificate of completion once they finish every microlesson and the situational tests. The record is stored in 5Mins for audits.

When did CASS 15 take effect?

CASS 15 took effect on 7 May 2026. The first microlesson explains what it requires and which firms are in scope.

What are relevant funds?

The money a payment or e-money institution receives from or for its customers, which it must safeguard and keep apart from its own money. The first two microlessons explain the definition and the safeguarding timeframe.

Who should take this course?

Anyone at a payment or e-money institution who receives, records, reconciles or oversees customer funds, plus compliance and the senior managers accountable for safeguarding.

Can I try the course first?

Yes. Request a free sample lesson and book a short demo with our team. After your demo, we'll share sample lessons with you so you can see the format for yourself.

CASS 15 Safeguarding Training Course (UK)

CASS 15 Safeguarding training

Six microlessons on CASS 15, the FCA's safeguarding regime for payment and e-money institutions: relevant funds, segregation, insurance or guarantees, daily handling, reconciliations and governance, with situational tests and a certificate of completion.

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4.7

What the CASS 15 Safeguarding course covers

This course covers CASS 15, the FCA's safeguarding regime for payment and e-money institutions, in six microlessons. CASS 15 took effect on 7 May 2026 and raises the bar on protecting customer funds. The course explains what counts as relevant funds, how segregation into a dedicated safeguarding account works and the choice between segregation and the insurance or comparable guarantee method. It then covers receiving, holding and paying out relevant funds, daily reconciliations and the safeguarding resource calculation, and the governance, common errors and reporting duties that keep customer money safe.

A certificate for every learner who completes it

Learners finish every microlesson and complete the assessments. 5Mins then issues a certificate of completion for Safeguarding Client Money for Payment Institutions: CASS 15.

Certificates and e-signatures stored against each learner

Audit-ready records, ready whenever an auditor asks

Completion shows on the Compliance Dashboard in real time

Laws covered

CASS 15. The FCA's safeguarding rules for payment and e-money institutions, in effect from 7 May 2026, introduced by policy statement PS25/12. They cover relevant funds, safeguarding methods, daily reconciliations, monthly safeguarding returns, annual safeguarding audits and resolution packs.

Payment Services Regulations 2017 and Electronic Money Regulations 2011. The legal safeguarding obligations that CASS 15 builds on.

ComplianceCompliance Training

Insurance, 205 colleagues 100%

compliance completion and pass rate since go-live

~1 day saved on each compliance course (HR estimate)
Automated reminders and reporting

Since go-live, our compliance completion and pass rates are 100%, and it's the quickest we've ever got there. Automated reminders and reporting save us about a day per course.

Laura ChappellHR Director, Collingwood

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ComplianceCompliance Training

Insurance and emergency accommodation 87%

less session time, from 2.5-3 hour sessions to modules of 25 minutes at most

12 monthly sessions a year, up from 3-4
95% content creation time saved

Our compliance sessions used to be two and a half to three hours in a room, and we could fit in three or four a year. Now we cover one topic a month, and I can see exactly what people are retaining.

Lucy WybornDirector of Learning and Development, ICAB

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ComplianceCompliance Training

Legal services 80%

completion on mandatory training, up from 20%

Mobile microlessons finished between calls
Manager view of each team's progress

We were sitting at 20% completion on our mandatory training. We're now at 80%. People finish short lessons between calls, on mobile, and managers can see where their teams are, so chasing completion is no longer a one-person job.

Jamie WaltonGroup Learning and Development Officer, Winn Solicitors

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ComplianceCompliance Training

Fintech and digital banking On demand

training log showing who did what, when, and the pass rate

Any device phone or laptop, at their own pace
Rolling refreshers through the year

When I engage with the FCA, I can show that every team has had training tailored to their role, that it's up to date, and that it runs throughout the year, with a full log of who's done what.

Abdul GofurHead of Compliance & Anti-Financial Crime, nsave

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CASS 15 Safeguarding training

What the CASS 15 Safeguarding course covers

What your people will be able to do

6 microlessons

A certificate for every learner who completes it

Who it's for and the law it covers

Who it's for

Laws covered

Assign it once, then let 5Mins do the chasing

Compliance teams that swapped chasing for results

See 5Mins in action with a free sample lesson

Get a free sample lesson

Take the catalogues with you

Global Financial Compliance Catalogue

Global Compliance Catalogue

Questions about CASS 15 Safeguarding training

How long is the CASS 15 course?

Is there a certificate?

When did CASS 15 take effect?

What are relevant funds?

Who should take this course?

Can I try the course first?

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